{"product_id":"vragen-27188-beste-al-5-maanden-ben-ik-bezig-met-een-hypotheekaanvraag-bij-aegon-mijn-vorige-huis-heb-ik-verk","title":"Mortgage application problems? Ask for help!","description":"\u003ch4\u003e Questioner\u003c\/h4\u003e\n\n Dear,\n\n I have been working on a mortgage application with AEGON for 5 months now.\n\n I sold my previous house together with my ex-partner. There was a residual debt on the house that was neatly paid at the notary.\n I received a bill for that.\n\n My current mortgage provider wanted this.\n\n Now they suddenly wanted to see that it had been paid, so I received proof of payment from the notary.\n\n Now the mortgage lender wants to see my bank statements showing that I have paid the notary.\n\n Now the thing is that my ex and I paid the notary with our joint account, so I can't show that statement.\n\n They won't accept my bank statements showing proof that I sent money to that joint account.\n \nIt boiled down to me having to prove that I didn't borrow the money.\n\n The amount in question is 93,000 euros.\n I borrowed 10,000 from my mother interest-free and paid it back immediately.\n\n Even that was not enough according to AEGON.\n\n My question is: How far can they go? If I was guilty I should be registered with the BKR.\n I don't think I can prove whether I have ever borrowed money?\n\n The application has been going on for 5 months, each time the file was complete, and yet they still wanted new information, even an employer's statement that had already been approved, they suddenly no longer agreed to.\n\n regards\n\n\u003ch4\u003e Lawyer\u003c\/h4\u003e\n\n Good day, In this day and age, mortgage providers are extremely cautious about providing mortgages. The fact that you have already sold a house together with your ex will also make the mortgage provider extra alert. As you describe, the mortgage provider does go far in his assessment (distrust), but he is free to do a good investigation. After all, certainty is required here.\n \nI advise you to obtain clarity from the mortgage provider regarding the granting of the mortgage. If this takes any longer, then I think it would be wise to look for another mortgage provider.\n\n","brand":"Rechtswinkel.nl","offers":[{"title":"Default Title","offer_id":55014839517533,"sku":"","price":0.0,"currency_code":"EUR","in_stock":true}],"url":"https:\/\/www.rechtswinkel.nl\/en\/products\/vragen-27188-beste-al-5-maanden-ben-ik-bezig-met-een-hypotheekaanvraag-bij-aegon-mijn-vorige-huis-heb-ik-verk","provider":"Rechtswinkel.nl","version":"1.0","type":"link"}