{"product_id":"vragen-28995-onderwerp-onterechte-betaling-ontvangen-het-volgende-heeft-zich-voorgedaan-bij-een-rekening-waar","title":"Receive help with an unjustified payment | Legal Aid Centre","description":"\u003ch4\u003e Questioner\u003c\/h4\u003e\n\n Subject: Received an incorrect payment\n\n The following has occurred. With an account that has a large debit balance. A 3rd party has made a payment that was not intended for me\/this account.\n \nThe balance is not sufficient to refund the amount and despite the fact that I have formally rejected the payment at the bank, they have seen this as an opportunity to reduce their own problem file to me and refuse any form of cooperation, despite the fact that they are aware of the situation. The transferor also receives 0 cooperation and is referred to me. Due to this attitude of the bank, I suddenly have an additional creditor.\n\n As a former entrepreneur, I am in a debt relief process, but I am not bankrupt and there is therefore no curator who can force the bank to act differently in this. The debt relief service lacks the knowledge to advise me well in this, or has no budget to enter into a legal process in this, that is still unclear to me.\n\n What are the options to force the bank to reverse the rejected payment to me, so that the transferor has no recourse against me?\n\n\u003ch4\u003e Lawyer\u003c\/h4\u003e \nThe bank is entitled to refund payments, but can also refuse to do so. The person who paid then has a claim on the person who holds the money. In the present case, I believe that the bank is wrongly refusing to refund the funds, given your situation. Both parties agree that the money must be returned, only the bank refuses. This disadvantages you, because you are not allowed to incur new debts, given your debt assistance, because otherwise you will not be eligible for any debt restructuring.\n\n I am happy to assist you in this matter towards the bank. Given your situation, you probably qualify for a grant, so that the costs of my work are paid by the government. If desired, you can contact me without obligation and free of charge for further consultation.\n\n","brand":"Rechtswinkel.nl","offers":[{"title":"Default Title","offer_id":55014590316893,"sku":"","price":0.0,"currency_code":"EUR","in_stock":true}],"url":"https:\/\/www.rechtswinkel.nl\/en\/products\/vragen-28995-onderwerp-onterechte-betaling-ontvangen-het-volgende-heeft-zich-voorgedaan-bij-een-rekening-waar","provider":"Rechtswinkel.nl","version":"1.0","type":"link"}