{"product_id":"vragen-33528-om-tegenwoordig-een-hypotheek-af-te-kunnen-sluiten-heb-je-of-een-zak-eigen-geld-nodig-of-kun-je-een","title":"Mortgage and Privacy: What Can the Lender Ask?","description":"\u003ch4\u003e Questioner\u003c\/h4\u003e\n\n In order to take out a mortgage these days, you either need a bag of your own money or you can apply for a loan. In my case, I am forced to do the latter. Now the lender asks me to send all the information on my bank statement, including deposits and withdrawals and my current balance, without crossing out. In this way, they not only enter my personal world and my privacy is therefore unprotected, but I also provide third-party data. While my mortgage lender, from whom I borrow a considerably higher amount, only asks for a bank statement as proof that my salary is being deposited. Is this allowed according to the Wbp? And am I not in violation by providing third-party data? It feels like they are asking for my PIN code. But doesn't the government itself tell us that we should never give that out?\n\n\u003ch4\u003e Lawyer\u003c\/h4\u003e \nWhen providing a mortgage, a lot of financial information is needed for the lender as security. If they only want proof that your salary is deposited into the account, then there is no reason to provide other sensitive information (from third parties). I advise you to discuss this and to persist that you do not want this in view of the privacy violation of third parties.\n\n","brand":"Rechtswinkel.nl","offers":[{"title":"Default Title","offer_id":55016536179037,"sku":"","price":0.0,"currency_code":"EUR","in_stock":true}],"url":"https:\/\/www.rechtswinkel.nl\/en\/products\/vragen-33528-om-tegenwoordig-een-hypotheek-af-te-kunnen-sluiten-heb-je-of-een-zak-eigen-geld-nodig-of-kun-je-een","provider":"Rechtswinkel.nl","version":"1.0","type":"link"}