{"product_id":"vragen-42362-ik-ontving-maandelijks-een-uitkering-uit-een-destijds-afgesloten-wao-hiaat-verzekering-sinds-kort-b","title":"Legal Advice on WAO and Retirement Age","description":"\u003ch4\u003e Questioner\u003c\/h4\u003e\n\n I received a monthly benefit from a WAO gap insurance policy that I had taken out at the time.\n I recently took early retirement (62.5 years old) and the insurer thinks this is a good time to stop my supplement to the WAO benefit.\n The policy conditions literally state that the benefit stops at the retirement age. My (AOW) retirement age is well after 65. Does that age also apply to the general retirement age as stated in the policies?\n Is the insurer right to stop paying now?\n\n\u003ch4\u003e Lawyer\u003c\/h4\u003e \nGiven the wording, the benefit ends when you reach 65+. Early retirement is not a pension at retirement age. So the insurer is wrong. I advise you to write a letter (keep a copy) and if the insurer continues to refuse, go to a specialized lawyer.\n\n\u003ch4\u003e Questioner\u003c\/h4\u003e\n\n To clarify:\n\n According to the pension scheme of the former employer, I have reached the retirement age of 62.5 years. He also confirms to the insurer that I have reached the retirement age.\n\n I now receive a temporary small old age pension plus an old age pension from the pension fund. From the age of 65 I will only receive the old age pension.\n\n Who is right about the retirement age?\n\n Does your advice remain the same?\n\n (Thanks for the super-fast response, by the way.)\n\n","brand":"Rechtswinkel.nl","offers":[{"title":"Default Title","offer_id":55017776775517,"sku":"","price":0.0,"currency_code":"EUR","in_stock":true}],"url":"https:\/\/www.rechtswinkel.nl\/en\/products\/vragen-42362-ik-ontving-maandelijks-een-uitkering-uit-een-destijds-afgesloten-wao-hiaat-verzekering-sinds-kort-b","provider":"Rechtswinkel.nl","version":"1.0","type":"link"}