Legal Advice for Mortgage Problems
Questioner
I am interested in a house that was bought by a real estate agent at a foreclosure auction. The real estate agent has a title deed with a notary stamp and it is therefore his property. I want to buy this house from him. The bank will not give me a mortgage because the house is under attachment. This attachment is from before the date of the purchase of the real estate agent. The latter also had this property registered with the land registry. Is it because of this specific bank that I can't get a mortgage? Is it wise to continue with this? Can I look for another bank for the mortgage? What should I take into account?Lawyer
It depends on the auction conditions whether this attachment is still removed or whether the sale was made with attachment maintained. It is also possible that there is no attachment but a right of retention, which does not lapse in any case in the event of an execution. In any case, you must stipulate that the attachment (or right of retention) is removed before delivery at the expense of the real estate agent. If this is included in the purchase deed in the correct manner, no bank will have any problem with attachment or the right of retention. If desired, I can find out for you how things are. Especially when selling through a real estate agent, it is always advisable to engage a lawyer when concluding the purchase agreement. I can also assist you with this if desired. If desired, you can contact me directly.Neem de volgende stap
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