Mortgage problem? Request free advice
Questioner
We requested a quote from a lender via a mortgage broker. This was rejected because of the valuation. On July 1st, we bought a house via an estate agent in Heerenveen. The purchased house was valued by an estate agent in Drachten. This agency was therefore not involved in the purchase of the house. Shortly afterwards, the estate agent from Drachten put our old house up for sale. The lender now refuses the valuation because the estate agent who did the valuation also sold our house. This matter has been submitted to the NWWI and according to them there is nothing wrong with this course of events. They approved the valuation because it meets all the guidelines set. The lender does not want to provide the conditions and guidelines that a valuation must meet according to their standards, so we cannot judge why the valuation was actually rejected. We now have to incur costs again and have a new valuation carried out. We believe that De Hypotheker, as an expert broker, should have been aware of the Attens regulations. They have had the valuation report in their possession since July 11th and they also knew who the selling broker was of our old home. Furthermore, the mortgage broker forgot to 'follow' the requested quote. This was then left with the lender, with the result that we will probably not make the agreed transfer of the purchased home. They have admitted this mistake. The question now is: who pays the extra costs? Both for the new valuation and the daily interest of 5% in case of late acceptance of the home.Lawyer
The mortgage broker must carefully handle all regulations and inform you of the regulations in a timely manner. Since this was not done adequately and they should have assumed the valuation of the broker, they cannot take the position that the purchase of the house will not go through. You can hold the broker liable for the costs you incur. For further assistance, you can contact me directly if desired.Neem de volgende stap
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