Living with a friend: legal tips & advice


Questioner

My boyfriend and I want to live together in the house that he bought with his ex. His ex has been living in his own rental home for a year and does not contribute anything to the joint purchase of the home. So he pays the entire mortgage and expenses himself. My boyfriend would like to take over the house, but still has to collect some annual figures from his own company. He does not have enough annual figures yet, but can pay for the house himself. Of course I will contribute to the housing costs and even pay half of the mortgage if I live with him. Now my question is whether I can just live with him in this situation? Or whether there are still catches. If so? Which ones?

Lawyer

If you are going to contribute to the interest/mortgage repayment, I strongly advise you to make good and written agreements about this with your friend. This is so that you build up a share in the value of the house or get a claim on your friend for the amount of at least what you will contribute to the repayment of your friend's mortgage debt. Furthermore, it is also desirable that the situation in which your friend's ex is still co-owner of the home in which she has apparently not lived for a year and no longer contributes to the interest and repayment of the mortgage comes to an end in the short term.

Questioner

Thanks for the response! So I can just move in with him? Of course we do all this in good consultation. And we want to record the agreements made and have them signed by all parties.

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