Divorce but still both owners of the home

Questioner

My husband and I are getting divorced. We have a house that he would like to continue living in but that he cannot afford on his own at the moment. He proposes to temporarily (1.5 to 2 years) remain joint owners of the house so that he has more time to look for something else or he can perhaps work more and then perhaps pay for it himself. My questions about this; - what are the advantages and disadvantages of this construction for me? - What should I pay attention to when doing this? - who pays the costs? - can I get a divorce if we do this? - Can I register at a different address? - is there another option since I would like it very much for the sake of our child and for the sake of peace if he could continue to live here. Alvqst thanks for the responses

Lawyer

It is understandable that you are looking for a solution where your husband can continue to live in the house, but it is important to carefully consider what this means for you and what the possible consequences are of this arrangement. Below you will find answers to your questions: Pros and cons: One advantage of this construction is that your husband can continue to live in the house, which may be good for your child and allows you to postpone the sale of the house until a more favorable moment. The disadvantage is that as a co-owner of the house you remain responsible for the mortgage and any other costs. In addition, it can be difficult to part with the house and fully move on with your life if you are still a co-owner. What to look out for: It is important to draw up an agreement in which the agreements about the home are clearly recorded, for example about who is responsible for which costs and what the ownership relationship looks like. In addition, it is important to check whether there are possible tax consequences, such as with the mortgage interest deduction. It may therefore be wise to ask a financial advisor or lawyer for advice. Who pays the costs: In principle, you are both responsible for the mortgage and other costs of the home, unless you make other agreements. It is important to clearly record these agreements in an agreement. Divorce: It is possible to divorce if you both still own the house. In the divorce procedure it can be determined what will happen to the house. Registration at another address: If you are going to live elsewhere, you can register at that address with the municipality. This does not affect your co-ownership of the home. Other options: Another option could be to investigate whether there are possibilities to sell the house and divide the proceeds. If you both agree to sell, this can be the simplest solution. You can also consider hiring a mediator or lawyer to help find a solution.