{"product_id":"vragen-85800-hypotheek-afsluiten-zonder-toestemming-ex-partner","title":"Taking out a mortgage without the consent of your ex-partner","description":"\u003ch4\u003e Questioner\u003c\/h4\u003e\n\n My boyfriend and I would like to buy a house, we have already found one and a large part of the purchase price has already been transferred to the Notary (seller). Now my boyfriend has been in divorce for quite some time, he was a registered partner with exclusion of community of property.\n \nThe notary has informed us that his ex must sign so that he can take out a mortgage. However, she refuses to do so and she has no good reason for this, only that she does not wish him anything.\n\n But we wonder if her consent is really necessary? Since it is with exclusion of community of property and she therefore cannot incur any further debt?\n\n Their marital home has already been sold, although she was never the owner.\n\n Is there any way she doesn't have to sign?\n\n\u003ch4\u003e Lawyer\u003c\/h4\u003e\n\n When partners are registered with exclusion of community of property, this means that their assets and debts usually remain separate during their partnership. In this case, it seems that the ownership of the house and the associated mortgage belongs to your boyfriend, and not to his ex-partner.\n \nHowever, if the existing mortgage was in both names, it may indeed be necessary for the ex-partner to co-sign for a new mortgage. However, it may also be important how the agreements in the registered partnership or in the divorce are recorded.\n\n This may be a complex situation, where specific details are important. I therefore advise you to seek professional legal advice, for example from a lawyer or attorney who specializes in family law. It may also help to ask the notary for clarity about his motives; he may be able to explain the situation further.\n\n","brand":"Rechtswinkel.nl","offers":[{"title":"Default Title","offer_id":55002050494813,"sku":"","price":0.0,"currency_code":"EUR","in_stock":true}],"url":"https:\/\/www.rechtswinkel.nl\/en\/products\/vragen-85800-hypotheek-afsluiten-zonder-toestemming-ex-partner","provider":"Rechtswinkel.nl","version":"1.0","type":"link"}