Legal assistance with disability claims

Questioner

I have disability insurance and now I have been on sick leave since December with a frozen shoulder and have therefore submitted a claim, which was rejected because I have previously had bursitis, which is something different. Is there anything I can do about this?

Lawyer

Yes, possibly, this may touch on the question of whether it is an existing condition at the time the policy is taken out or whether the insurer claims that something was concealed in the application. In those cases, it is very questionable whether coverage may be refused. That is often not the case and a defense may be useful.