Liability in case of fire: what to do?

Questioner

Neighbor holds us liable for his damage to our fire. With a term of 10 days. Cause of fire cannot be determined technically. Arson was reported in the newspaper! He also mentions that in his letter. Can and may we be held liable? Would this be covered by our third party liability insurance or building insurance?

Lawyer

Your neighbor can hold you liable for his damage. It depends on your policy conditions whether this damage is reimbursed. Usually this is the case. If the cause cannot be determined or the fire is not your fault, then the neighbor has little chance of recovery. For more information or further assistance you can send me a private message by clicking on the link in this answer.

Lawyer

Indeed, your neighbor can hold you liable. Whether you are actually liable is another matter. Depending on the policy conditions and the circumstances, your insurer will handle the damage further. This concerns your liability insurer. I therefore advise you to contact your liability insurer.