Claim damages after a car incident?

Questioner

I bought a car for my daughter in February and put it in my name and insured it (All risk). Yesterday evening she lent her car to a friend and he flew off the road last night and consumed alcohol. The police arrived and had the car towed away. This morning I contacted my insurer, Inshared. They indicated that they could not handle the damage, because drivers who have drunk alcohol are not reimbursed. So even despite being All risk insured. I would of course like to recover the damages from my daughter's boyfriend. I do not have legal expenses insurance. What is the best approach?? Thank you in advance for your response

Lawyer

You should hold your daughter's boyfriend liable in writing for the damage done. If necessary, you can add evidence to clarify things. If he does not want to comply, you can still go to court. If you cannot reach an agreement, I would be happy to look at your case.