Parents' obligations in case of child's debts

Questioner

My 20 year old child has debts with his health insurance fund. Are we as parents obliged to pay that?

Lawyer

No, he is of legal age and is personally liable for his debts.

Questioner

So the health insurance fund is not included in the maintenance that is obligatory for the parents until his 21st birthday. regards

Lawyer

Your child is required to have their own health insurance from the age of 18. Your child is therefore also liable for premiums, not you. You are, however, liable for maintenance, so you must ensure that your child has sufficient money to pay the premium.

Questioner

So we are liable for his debt. If I understand correctly. In short, our son does not want to work and has no benefits. He is still registered with us but no longer lives here. At first we paid for him, but he just did not go to work. Then we decided to stop paying for him. He also spent his health care allowance instead of paying it to the health insurance fund. So now the bailiffs are at our door because he does not want to be deregistered. That is why I am asking: do we have to pay that now?