Stories of personal injury due to health insurance?

Questioner

While cycling on the public road in a group I ended up in the verge and had an accident there. I sustained injuries and had to undergo surgery for it. Now the health insurance is trying to recover the healthcare costs from another party and I received a questionnaire for that. This questionnaire raises several questions for me: - the health insurer asks whether it is a traffic accident or a sports accident: I don't really feel like 'playing judge' in that. Can I leave this question unanswered and limit it to a description of the accident? (Namely that I ended up in the verge on the public road while cycling in a group and had an accident there) And if I absolutely have to answer that question, what should I fill in there: sports accident and/or traffic accident? - the health insurer asks if another party was involved: can I leave this question unanswered, and – here too – leave it at the brief description of the accident that the health insurer also asks for? Otherwise I will start accusing something/someone else or pleading not guilty. While I myself want to stay out of it as much as possible. - and: if the verdict is that the blame (partly) lies with me, is there a risk that I will have to pay the healthcare costs to my health insurance myself? Or do I not have to worry about that?

Lawyer

I have read your question and have come to the conclusion that you must answer correctly, otherwise there is a chance that you will shoot yourself in the foot. These questions are usually intended to determine who can be held responsible. With your approval, I am prepared to assist you free of charge and to take over this matter from you so that you obtain the correct compensation for your injuries. You can reach me through this platform or by email: groenewegenjuristen@gmail.com. If you have any questions, please feel free to ask. Greetings, Mr. Groenewegen, J.

Lawyer

Dear questioner, I would like to hear from you whether my response to you has been received in good order. Greetings, Mr. Groenewegen, J.