Debts and seizure partly due to court ruling?

Questioner

I am struggling with enormous debts. The debt assistance has failed due to chaotic contact and lack of clarity. Now the whole lot has piled up. I need help and am writing to everything again today. Where in principle I got nothing due to very fluctuating income. A one-off attempt was made to seize a bank account with the costs that come with that. I did not receive BBZ, but also no credit, so I can't go anywhere. The legal aid also lets me down again in a case with a bailiff. I could choose a small compensation or nothing.

Lawyer

It is incredibly difficult if you are in such a debt situation. First of all, it is advisable to seek legal assistance, even if you have had bad experiences before. You are entitled to legal assistance. You can approach a new lawyer, or consider seeking the help of a pro bono lawyer. In addition, you could consider debt counselling if you haven't already done so. Debt counselling works together with the municipality and helps you make a plan to pay off your debts. This is not a quick fix, but in the long term it can give you a lot of peace of mind. There are various organisations that can help with this, such as the Municipal Credit Bank or Stichting BKR. You could also check whether you are eligible for measures such as the attachment-free amount. This is a part of your income that creditors are not allowed to seize. Finally, if your problem is mainly fluctuating income, it may be useful to see if something can be done to give this stability. For example, this can be done by looking at whether there are possibilities for fixed working hours. Hopefully, the above advice can provide a starting point for navigating this difficult situation. This situation is far from ideal and can be very stressful. Please contact a legal advisor and explore your options. ---------------- Please note! This free advice is based on limited information and may be incomplete or even incorrect for your situation. Always consult a lawyer or attorney for your further steps. Read disclaimer: https://rechtswinkel.nl/disclaimer ---------------- Call us for further assistance Stichting Rechtswinkel.nl is a national organization with students and volunteers. We may be able to help you free of charge or refer you to a reliable lawyer or legal expert. Call us during office hours on 040 2350423.