Life insurance payout after death?

Questioner

My partner and I have a cohabitation contract. He has a life insurance policy. If something happens to him, who will get the payout? To me or his children?

Lawyer

This depends on how the life insurance is arranged. Generally, the payment of a life insurance policy is made to the beneficiary designated in the policy. If this is specifically stated in the policy, the payment can be made to the insured's spouse or children. It may also be that the policy is set up in favor of the "legal heirs." In that case, the benefit is distributed according to the law or a will if there is one. In this case, your partner could specifically specify in his will who receives the benefit, in which case without a will it is distributed according to the law. In addition, the cohabitation contract may also have an influence. Sometimes, agreements are made here about who receives which insurances after death. If this is the case, the payment follows this agreement. It is therefore wise to first read the life insurance policy and the cohabitation agreement carefully. If there are any questions left, it is wise to consult a legal advisor or lawyer who specializes in inheritance law. --------------- Stichting Rechtswinkel.nl is a national organization with students and volunteers. The above advice is based on limited information and may be incomplete or even incorrect for your situation. Always consult a lawyer or attorney for your further steps. Read disclaimer: https://rechtswinkel.nl/disclaimer I would like to invite you to rate the above answer so that we can learn from your response.