Insurance advisor liability: what now?

Questioner

If you take out a life insurance policy and your insurance advisor tells you that everything is properly arranged, can you still assume that this is the case or not?

Questioner

The problem with these kinds of cases is that the insurance advisor is the expert, and you have to trust them. So, if your insurance advisor says they've handled it properly, they must have. If something does go wrong, you can hold them liable.

Questioner

I would like to thank you very much for the answer and yes, this has helped me a lot. Thank you.

Questioner

Often, if you've provided sufficient information, any problems that arise later will be the responsibility of the insurer or intermediary. However, concealment or providing incorrect information, like underinsurance, often leads to problems if damages are not or only partially reimbursed. Therefore, you'll also have to pay attention to what an insurer promises and requires. I think it is unwise to blindly rely on an intermediary.

Questioner

But what if the intermediary is aware of the entire private situation? And they don't tell you that if a family situation occurs you have to report this to the company. And they knew everything when my wife went to the doctor for the first and second time. And also when she had surgery for a brain tumor. And then also tell us that everything has been arranged well. Then you can assume that this is the case, right? Kind regards